If you want to take loan from the bank if you want to buy your dream house, then Bandan Bank Home Loan May be a great option to you. Especially if you want up to 12 lakh, you would like to repay up within 10 years, Bandan Bank lends a housing housing lending with very easy and processing.
The Bankan Bank recognizes Bank reliably and consumer friendly bank by helping the homeowner.
Key Features:
- Loan Amount: Up to Rs 5 crore to ₹ 5 crore
- interest rate: Starting 8.65%
- Loan Period: Max 30 years
- Processing fee: 0.50% or maximum of 0.50% or maximum ± 10,000
- EMI facility: Flexible EMI options (monthly reduced basis)
- EMI 12 lakh: 14,957 (10 years, 8.65% interest monthly) per month
(Note: EMI amount can be reduced due to change in interest rates)
Eligibility Criteria:
Conditions below to take home loan:
- Age: 21 to 60 years (employed) | 21 to 65 years (self-employment)
- Income: Least ± 20,000 monthly income
- Occupation:
- Payer employees (Private / Govt.
- Self-employed persons (businessman, professionals)
- Sibile Score: 700 or more
- Permanent income proof, residence
How to Loan from State Bank of India? The easiest way is to know
Required Documents:
- Identity Card: Aadhaar Card / Pan Card
- Address Proof: Electricity Bill / Ration Card / Passport
- Proof of Income:
- Jobs: pay Slip, Form 16, Bank Statement
- Self Employment: ITR, Business Registration, CA Certificate
- Property documents: Cell Deed, accept the cell and property tax receipt
How to apply? (How Bandan Bank can apply online online):
Step by step Procedure:
- Visit:
- Go to Home Loan section
- Click the “Apply Now” button
- Fill your name, mobile number, pan and salaries.
- Upload records
- Submit the application
- Bank officials will contact you and complete the more process
You pay for offline application Bandan Bank Branch You can apply the way.
In the 12 lakh house (for 10 years) EMI’s example:
| interest rate | EMI (monthly) | Total payment |
|---|---|---|
| 8.65% | ₹ 14,957 | ^ 17,94,840 |
| 9.00% | ₹ 15,200 | ^ 18,24,000 |
| 9.50% | ₹ 15,594 | ^ 18,71,280 |
(The calculation above is a typical EMI calculator)
Instruction:
- Be sure to compare the EMI and interest rates before taking loans
- Continue by providing interest rate low payment
- Fill the EMI on time as if the Sibill score is good
- Learn hidden rates related to loan
Conclusion:
Bandan Bank Home Loan 2025 There is a great option for those who want to take their dream home, but there is no lot of EMI. The housing of Rs 10 lakh is easier to repay the housing in 10 years, especially when the banks are simple and the documentary process.
If you plan to buy a home, apply to household loan from Bandan Bank today, make your dreams come true.